Latest Articles on Structured Settlements @ select articles

Investing in Structured Settlements

By Margaret ⋅ August 23, 2008

Often some derelict will be awarded some huge amount of money from a noble company due to a run away jury in a Kangaroo Court. Since many times the company paying the money out agrees on a structured over time settlement, the plaintiff of course is a lowly human and has lots of desires for [...]

The Cash Now Question

By Margaret ⋅ August 18, 2008

If you have ever been in a bind for cash you know the stress, the weight of not being able to pay your bills. In these desperate times, desperate measures are often taken. Expensive loans, overused credit cards, and a snowball of events quickly complicate your financial position. Once the collectors [...]

If This Describes You, Dont Cash out Your Annuity

By Margaret ⋅ August 17, 2008

There are companies that purchase future payments. Personal injury settlements are often structured to pay out over time. As are a portion of lottery wins, paid via an annuity over a period of 20 or more years. There are companies, under the authority of state and federal regulations, that will accelerate future [...]

Structured Settlement as an Investment Vehicle

By Margaret ⋅ August 17, 2008

You always hear people talking about the latest investment vehicle they’re using. It’s water cooler talk, dinner table talk, phone talk, it’s everywhere talk. People are always looking for a way to invest their money that might be a little ‘different’ from what others are doing. Buying a structured settlement is one [...]

Unstructured Settlement

By Margaret ⋅ July 30, 2008

Me’Lisa Delaney, 43, is brain-injured as a result of a 1984 medical error that caused a stroke during surgery. The hospital agreed to settle via a structured settlement, as overseen by a county conservatorship.
Delaney soon married Terry, who took over the conservatorship of the settlement and proceeded to make loans against the settlement, which equaled [...]

Cash For Structured Settlements – The Smart Way

By Margaret ⋅ July 27, 2008

For most people when they buy a house it is considered their life’s largest deal. In some cases of structured settlements the compensation and financial considerations for a persons life duration and the total present value of the settlement can reach few millions of dollars. Therefore it is strongly advised to use professional services like [...]

Structured Settlements Offer Advantages over Lump-Sum Payments

By Margaret ⋅ July 23, 2008

A structured settlement, which offers injury victims cash payments through a long-term annuity as compensation for their damages and medical expenses, offer a number of possible advantages over payment in a lump sum. While the lump sum payment is the traditional way for responsible parties to pay accident claims, the structured settlement offers payments [...]

The Cost of Not Having Money

By Margaret ⋅ July 8, 2008

The self-esteem factor of not having enough money is underestimated. You know what I mean don’t you? The agony of financially struggling and the ecstasy of financial abundance are dramatically different moments in a person’s life. And I for one would choose the abundance over the struggling any day.
A particular emotional challenge [...]

Lucky

By Margaret ⋅ May 28, 2008

Have you ever looked around and wondered how everyone is buying houses? Are they really doing that much better than you are? Maybe. Maybe not. Some people have gone deep into debt to purchase a home and are teetering on the brink of financial free fall. Others used creative unconventional [...]

What is Structured Settlement?

By Margaret ⋅ May 28, 2008

Because it is tailor-made for individual cases, the structure may also include some immediate payment to cover special damages. The payment is usually made through purchase of an annuity from a Life Insurance Company. Subcontractor A trade contractor such as a roofer who usually subcontracts with a general contractor. Subrogation Once a company has paid [...]

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