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It seems like the unthinkable. After having spent countless hours driving your child back and forth from his piano lessons on a weekly basis he tells you he is tired of the piano and wants to quit. You have spent an incredible amount of money on these lessons and this comes as a jolt out of the blue.
Surprisingly enough, this is normal and anyone that is sending his child to piano lessons should be prepared for it. There is usually a time when the child has had enough and wants to stop. How do you handle it? Here are a few pointers on how to stop your child from quitting piano lessons.
The first thing you need to do is sit down with your child and find out why he wants to quit. The answer will usually be something quite simple like he is bored of it or doesn\’t feel like it anymore. Do not accept this as the answer because there is clearly more going on. The answer is too vague. Question him further in a way that shows him you care and are concerned about this decision.
You will usually find that there is something else bothering him about the lessons. Sometimes it is simply that there is something else happening on the days his piano lessons are scheduled. You never know until you take the time and find out exactly what is bothering him.
If you cannot find a specific reason to work with, you will have to talk to his piano teacher directly. Maybe he knows something about the situation that you do not. Maybe he is having a rough time with a certain concept and needs more help on it. Maybe he is not enjoying the kind of music he is learning.
Talking to his teacher will give you a heads up about anything he may have been complaining about lately. Work with the teacher and see if there is something that can be arranged to get him back on track. Remember, if he is a teacher he has come across this situation many times in the past and may have a few things he can suggest.
You may go to the teacher and find out that he is no help at all, and that in fact he is the cause of the problem. If there is any trouble communicating with this teacher then you can be pretty sure that your child is having the same kind of issue. It may be time for a new teacher. You may not like it, but you must do anything in your power to stop your child from quitting piano lessons.
You can look at the possibility of online lessons. They are very cheap and may be just what your child needs at this point. You definitely do not want your child to stop lessons altogether, and an online course may stop your child from quitting piano lessons altogether.
Diversify and Die?
No, most mutual funds do not give you the returns you need.
Diversification of your investment money is important. You should never put all of your money into one company. Because you have no control over how that company does or how other investors react to the company´s news, it is best to hedge your dollars by spreading the risk around.
Diversify and Die?
Yet it is possible to over-diversify. Because mutual funds have so much money to invest, they struggle with finding good companies to buy. To keep to the rules of diversifying the portfolio, they cannot invest usually more than 5% of their assets in one single company. This results in lots of dollars being invested into companies you would never consider.
Mutual Funds will give you built in diversification. Some of them invest in entire stock market indexes, others invest into a combination of stocks and bonds, and some invest into other company mutual funds (which are called Fund of Funds, yikes!).
Diversification of your investment money is important. You should never put all of your money into one company. Because you have no control over how that company does or how other investors react to the company´s news, it is best to hedge your dollars by spreading the risk around.
Yet it is possible to over-diversify. Because mutual funds have so much money to invest, they struggle with finding good companies to buy. To keep to the rules of diversifying the portfolio, they cannot invest usually more than 5% of their assets in one single company. This results in lots of dollars being invested into companies you would never consider.
Dollar Cost Averaging is not a benefit if you are getting poor returns. Believe me, I invested consistently for fifteen years directly into various mutual funds. I bought over $125,000 in mutual funds with the biggest dealer and ended up with an averaged return of a criminal 2.05% a year!
Mutual Funds have to buy lots of mediocre or bad companies because they need to diversify and do something with the billions of dollars they have. It gives the fund shareholders the impression that their money is being invested and the fund managers gladly charge you a healthy management fee.
Active Management is an Expense
Mediocrity is the Name of the Fund
Dollar Cost Averaging is not a benefit if you are getting poor returns. Believe me, I invested consistently for fifteen years directly into various mutual funds. I bought over $125,000 in mutual funds with the biggest dealer and ended up with an averaged return of a criminal 2.05% a year!
Bio:
My name is Bryan Smith and I have been playing the piano for over ten years to learn how play the piano visit http://lifesmusic.com.
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