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Ricky

Ricky has written 459 posts for Select Articles

Restore Your Credit Rating And Reduce Your Debts

Your credit rating affects many areas of your life. Opening new credit accounts, buying a home or car, getting a new job, and receiving discounts on insurance rates are just a few of the things that are impacted by your credit score. Millions of people have inaccurate information, errors, and out dated information [...]

Which Business Credit Cards with Reward are the Best?

Thinking of applying for a credit card with a reward program to help you and your business? Here is a brief guide to some of the best programs on the internet.
The Platinum Business Credit Card with rewards from American Express is a great offer. It has a introductory 0% APR, and has a [...]

How You Can Help Prevent Identity Theft

How can I prevent Identity theft from happening to me? Never leave your receipt or slip in the ATM or gas pump. Pay attention to your habits, lock up or organize and file your bills, and bank statements. Shred them using a cross shredder before throwing them away.
In a recent article in [...]

Commercial Collections: Business Finance Booster Shot

Commercial collections: fixture of the new B2B culture
If you’re in the business-to-business field, or even if you’re a consumer products business that works through third-party distribution channels, you probably know what it’s like to check your mail anxiously each day, sifting through all the bills for that payment that was supposed to have been in [...]

What Is A Credit Report?

Even if you have heard of a credit report, you may not know exactly what it is. If so, this credit report article is for you. Learning about your credit report is important in any campaign to eliminate credit card debt and obtain a good credit status. So, you should at least know the credit [...]

Credit Reports: Find out why you have been refused Credit.

You may already have 2 or more credit cards in your purse or wallet and you have just applied for a third and been declined. This can be very frustrating considering you pay off your other credit cards regularly and you are continually having your credit limit raised.
This is a common problem and the only [...]

A Cure for an Ailing Credit

Credit has become a much-used word, thanks to the various connotations that it is being used in. Transactions in which the payment is deferred to the near future are termed as credit transactions.
Ever thought why the grocer sells goods on deferred payment- because of a good credit that you enjoy. Credit is the reputation or [...]

Preventing Credit Card Mess

Credit card debts problem is extremely common today. It is usually the first sign of longer term financial troubles. How to manage your credit cards so that you will never fall into credit card mess? There are four pillars in preventing credit card debts problem.
First pillar: Proper credit cards administration
One of the best practices in [...]

Choosing the Right Credit Counseling Agency for You ? Some Tips Part 2

Credit counseling companies come in all shapes and sizes. Whether you are looking at working with a local credit counseling organization or a national credit counseling organization there are some very important factors to calculate before choosing the right credit counseling option for you. Here is a list of questions for you to ask a [...]

How Healthy Is Your Credit

There’s only one way to discover the "health"of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge yourcredit worthiness.
Use these tips to give your credit profile the"tune-up" it needs for 2004.
Tip #1- Check for ErrorsYour credit report or profile [...]